Apply For Credit
How to apply
Steps to Follow For Successful Application
Check Your Eligibility
Make sure your business meets our credit criteria for biomass procurement.
Submit Application
Fill out the online form with accurate details and upload the required documents.
Application Review
Our team will assess your application and notify you of the outcome within 72 hours.
Credit Disbursement
Once approved, the credit amount will be disbursed directly to your supplier or account.
Documents
Required Documents
A quick checklist to speed up your credit approval — keep these ready for a seamless application process.
Tax Registration Certificate
This helps us confirm your business is operating within regulatory frameworks.
Company Incorporation Certificate
We use this to verify your legal entity status before processing your credit request.
1-Year Bank Statement
We assess cash flow and creditworthiness based on your recent banking activity.
Copy of Post-Dated Cheque
Used as part of the agreement to secure your repayment cycle.
Credit Request on Letterhead
This formalizes your intent and outlines the requested credit amount and purpose.
Fast-Track Your Access to Business Credit
Share your information to explore customized credit solutions.
Get the working capital your agribusiness needs — fast, reliable, and tailored for Pakistan's commodity supply chain.
Only available for agricultural biomass commodities.
Why Choose Zarea Credit
Apply for Credit Benefits
From improved cash flow to stronger supplier relationships, our credit facility is more than a loan — it's a strategic tool designed for modern agribusinesses.
Smarter Procurement
Source agri-commodities at competitive prices.
Improved Cash Flow
Free up your capital and keep your operations running smoothly.
Apply Anytime, Anywhere
Fully digital credit process — no paperwork, no hassle.
No Collateral Needed
Secure Trade Services without pledging assets.
Fast Turnaround
Credit decisions within 72 hours — speed matters.
Boost Your Margins
Reduce upfront costs and unlock higher profitability.
Instant Disbursement
Funds released quickly after supplier invoice submission.
Flexible Credit Cycle
Revolving credit designed for your working capital rhythm.
Frequently Asked Questions
Clear answers to help your business trade smarter, faster, and with full confidence on Zarea.
Pakistan's Leading B2B Commodity App
From sourcing to delivery, Zarea simplifies your procurement lifecycle.
